Obviously the custodial trust model isn't the distinguishing characteristic now is it? I've never had taken issue with that component. I also don't pretend that's some great innovation, like shitcoiners do.
Now, aside from the fact it's not *already* funded by several banker NGOs unlike mint projects,
It's not framed as "trust minimized" which is a lie that Federatooors push,
It does not introduce a new shitcoin payment interface by remaining purely bolt11,
It doesn't make false privacy claims unlike the mintooors,
It does primarily solve networking challenges- which Uncle Jim has and big banks don't.