Kretchino on Nostr: It obvious that not everyone can run a lightning node and the vast majority will have ...

It obvious that not everyone can run a lightning node and the vast majority will have to rely on some form of custodial wallet operator like chivo or wos that are probably running on fractional reserve already whithout any control.

Regulating and auditing a bank's fractional reserve with a system like lnbits is easy and should be made transparent so that the customers can evaluate the risk/profit profil of the different service provides and be free to choose accordingly.