Friend,
P2P (Peer to Peer) is the future. Go to meetups, find OG retirees who are living on bitcoin, but need some $$$ to pay bills. Learn who you can trust, do in-person non-KYC exchanges of bitcoin and cash. Screw the exchanges and their exorbitant fees. Screw the state and their predatory tax theft.
https://peakd.com/bitcoin/@creatr/why-i-sell-my-bitcoin