justicebeaver on Nostr: I disagree. The average user is going to have very little actual funds in this sort ...

I disagree. The average user is going to have very little actual funds in this sort of wallet. It’s essentially equivalent to an actual physical wallet. You might keep a couple hundred dollars and understand the risks of losing it. Keeping your life savings in this sort of account anyhow. This is for small payments and simple and simple things.