Once insurance in the US officially and legally can exclude whatever they want again, they’ll use data from your car, phone, smartfridge, home alarm system, and Amazon to undermine coverage. You want them to cover injuries from a car accident? Nope. Your car says you always speed. You get autoimmune hepatitis and your body kills your liver — too bad, Cigna knows you buy alcohol every week and claims that’s the real reason. There will be no running from it.
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