npub1zvjkz2napka9ypstnhja2m3sjpxhzmxqqag5gnujmeysl36qu4mq2dwvea (npub1zvj…wvea) npub1t95k6cdc2w40thr2n738cvzpahs2jwf3h5qrsyqq23e49vm2la3qj80kzy (npub1t95…0kzy)
I'm pretty sure the insurance companies wouldn't cover gun crimes, so they'd only be on the hook for accidents. Which would probably keep the premiums affordable.