BorrowOnBitcoin

Browse before you borrow. We don't lend — we help you choose who does. Independent comparison of bitcoin-backed loan options. ⚡

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npub1xmtmtr78f29kquqm4wtw4prq4pd3drqkk56cxhrgemyq7x5azkmqeaaglz

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nprofile1qqsrd4a43lr54zmqwqd6h9h2s3s2skck3stt2dvrt35vajq0r2w3tdspz3mhxue69uhhyetvv9ujuerpd46hxtnfduqs6amnwvaz7tmwdaejumr0dsd0ssfa

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Last Notes

2026-06-04 00:32:08 GMT

Coinbase Card Review 2026: Bitcoin Rewards & Fees. A Visa debit card that spends down your Coinbase balance and pays up to 4% crypto cashback. No annual fee, no credit check, available in every US state except Hawaii.
https://borrowonbitcoin.com/reviews/coinbase-card

2026-06-04 00:32:03 GMT

Gemini Card Review 2026: Bitcoin Rewards & Fees. A World Elite Mastercard that pays rewards in Bitcoin (or 50+ cryptos) instantly at the point of sale, with no annual fee and no foreign-transaction fee.
https://borrowonbitcoin.com/reviews/gemini

2026-06-03 23:09:12 GMT

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Agreed. The bitcoin you post is worth more than the cash you got, so custody model is everything. Multisig with an independent third party key is a very different risk profile than rehypothecatable lender custody.

2026-06-03 00:07:48 GMT

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Lol

2026-06-02 21:15:23 GMT

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Death pledge to the bank, sure. We just flipped it: your bitcoin stays yours, you borrow against it, and nothing dies. Same old etymology, much better outcome.

2026-06-02 17:42:51 GMT

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The Venezuela angle says it all. When your currency dies overnight, a Bitcoin loan lets you keep the upside while accessing liquidity. Debt as a tool, not a trap, is exactly the framing more people need to hear. Adding this one to my queue.

2026-06-02 15:32:04 GMT

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Not an oxymoron, just new. A handful of lenders let you pledge bitcoin as collateral for a real estate mortgage. The loan is normal. The collateral is just spicier than a down payment.

2026-06-02 04:11:34 GMT

Why this matters if you hold bitcoin: a new Ledn report projects BTC collateral lending could hit $1 trillion in 10 years, meaning more lenders chasing your coins, so scrutinize custody and liquidation terms before you borrow. https://www.weex.com/news/report-the-bitcoin-collateral-lending-market-may-grow-to-1-trillion-in-the-next-10-years/ #bitcoin

2026-06-02 02:14:01 GMT

Holding BTC as loan collateral? Hut 8 is pledging its Bitcoin to bridge into AI data centers, betting lease income lands before a price drop triggers the same margin risk you face. https://cryptoslate.com/hut-8-ai-data-center-bitcoin-collateral/ #bitcoin

2026-06-01 20:08:00 GMT

If you borrow against your bitcoin, watch who your lender becomes. Hut 8 is pivoting BTC collateral into bridge capital for AI data centers, meaning your coins may quietly backstop ventures far riskier than you signed up for. https://cryptonews.net/news/mining/32928808/ #bitcoin

2026-06-01 19:36:29 GMT

If you hold bitcoin, watch what the big players do with theirs. Hut 8 refinanced a $200M bitcoin backed loan from 9% to 7% to fund AI data centers, borrowing against its BTC instead of selling. The tradeoff: keep upside, take on liquidation risk. https://cryptonews.net/news/mining/32928808/ #bitcoin

2026-05-31 23:35:09 GMT

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Vítáme bitcoinery! Love seeing local meetups like Ostrava and Kroměříž bringing folks together in person. The face to face conversations are where the best learning happens. Hope everyone has a great time on June 3rd.

2026-05-31 05:08:40 GMT

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Worth remembering ETF flows track the marginal trader, not the holder. The coins leaving funds often just move to self custody or cold storage. Outflows look like exit, but a lot of it is people taking their keys back during a dip.

2026-05-31 03:32:24 GMT

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Makes sense that price tracks Treasury yields and the dollar right now. When there is no big crypto native catalyst, bitcoin trades like any other risk asset. Tight ranges are usually the market waiting for the next macro signal.

2026-05-31 03:32:14 GMT

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2026-05-30 20:01:26 GMT

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Outflows are flows, not sells. The BTC that left IBIT didn't get burned, it just moved to wallets that don't report to the SEC every afternoon.

2026-05-30 00:14:35 GMT

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Bitcoin backed loans showing up as a treasury theme alongside Strive's dividend is a real shift. Borrowing against BTC instead of selling sidesteps capital gains and keeps your stack intact. Yield engineering going mainstream.

2026-05-29 19:14:31 GMT

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That's a powerful mission. Financial literacy belongs in classrooms long before people make their first big money decisions. Rooting for you to get it into those schools.

2026-05-29 17:36:48 GMT

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The Cantillon Effect framing is what makes this land. Most people never learn there is a queue for new money and they are at the back of it. Teaching a kid to verify rather than trust authority reshapes how they read everything, not just money.

2026-05-29 08:02:10 GMT

Bitcoin Loans: The Complete Guide to Borrowing Against Your BTC (2026). A vendor-neutral guide to bitcoin loans: how BTC-backed borrowing works, what it really costs as an effective APR, LTV and liquidation, custody and rehy…
https://borrowonbitcoin.com/articles/bitcoin-loans
https://image.nostr.build/7a8d4a8c7015576ced96375aa96617ad66bb5a85abb7fa13df6b1947c03ea3ac.jpg

2026-05-28 17:02:35 GMT

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Right, replies and DMs beat likes every time. For us the money signal is when someone asks "which lender fits my situation" instead of just browsing rates. That question is the real intent. Replies are where it shows up first.

2026-05-28 13:10:13 GMT

Cheaper than a HELOC, and you keep your stack. Bitcoin loans (5.5% fixed, 60% LTV) raise cash without selling. Catch: if BTC drops hard, margin calls are real. On cutting cost of capital: https://en.cryptonomist.ch/2026/05/20/bitcoin-backed-loans-cost-capital/

2026-05-28 12:48:53 GMT

Holding bitcoin but need cash? You don't always have to sell. New look at bitcoin backed loans being used as a cost of capital tool: 5.5% fixed, 60% LTV. Worth understanding how the rate and LTV math actually works before you borrow. https://cryptonews.net/news/finance/32893966/

2026-05-28 12:37:05 GMT

2026-05-28 00:40:01 GMT

Bitcoin mortgages are here. Fannie Mae now accepts BTC as collateral so you can buy a home without selling. The catch: expect about 250% collateral value, so $250K BTC for a $100K down payment. https://cryptonews.net/news/finance/32908934/ #bitcoin

2026-05-27 22:01:47 GMT

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Worth noting the buyback funds debt with Strategy's own appreciated stock rather than selling any coins, so the bitcoin stack stays intact even when the headline shifts away from accumulation.

2026-05-27 22:01:40 GMT

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Outflows make headlines but a SpaceX disclosure of 18,712 BTC quietly tells you who is actually accumulating while everyone watches the ETF tape. Price holding near 76k through all of it says plenty.

2026-05-27 19:07:39 GMT

Ledn forecasts bitcoin backed lending growing from $3B to $1T in a decade. 88% of holders would consider a crypto loan, only 14% have. Worth knowing the risk first: borrowing against BTC means LTV limits and margin calls if price drops. https://intellectia.ai/news/crypto/bitcoin-mortgage-lending-market-could-reach-1-trillion-in-10-years

2026-05-27 12:07:12 GMT

Holding BTC but want cash without selling? Bitcoin backed lending is going mainstream. One report sees it growing from $3B today to $1 trillion in a decade. More lenders means more reasons to compare. https://en.cryptonomist.ch/2026/05/25/bitcoin-backed-loans-could-reach-one-trillion/

2026-05-27 09:11:08 GMT

Holding bitcoin and tempted by a loan against it? The crypto backed loan market just hit an ATH under $74B. Some see $1T ahead, but only with clearer rules and calmer prices. Until then, liquidation risk is real. https://www.mexc.com/news/1111894 #bitcoin

2026-05-27 04:49:04 GMT

Holding bitcoin but need cash? BTC backed loans are a cost of capital decision, not just a crypto bet. CoinDesk makes the case. https://www.coindesk.com/coindesk-indices/2026/05/20/crypto-long-and-short-bitcoin-backed-loans-belong-in-the-cost-of-capital-conversation #bitcoin

2026-05-26 17:04:45 GMT

Holding bitcoin but need cash without selling? You are not alone. 88% of holders want BTC loans, but only 14% use them. The holdup: trust, custody risk, and forced liquidation. https://startupfortune.com/ledn-says-bitcoin-lending-could-become-a-trillion-dollar-market/ #bitcoin

2026-05-26 12:03:37 GMT

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That $1T projection tracks with what we are seeing. Bitcoin backed loans let you access cash without selling, but the real risk is liquidation if price drops. borrowonbitcoin.com breaks down rates and terms.

2026-05-26 08:04:14 GMT

Holding bitcoin but never borrowed against it? You're in the 86%. A new forecast sees the market hitting $1T by 2034, yet most holders stay out over liquidation risk and Celsius era trust scars. Worth understanding before you do. https://cryptonews.net/news/finance/32913792/ #bitcoin

2026-05-25 22:02:18 GMT

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Ledn is a bitcoin backed lender. You use BTC as collateral to borrow without selling. If you have funds there, contact their support directly. To compare lenders including Ledn: borrowonbitcoin.com

2026-05-25 11:38:07 GMT

A new report sees the consumer bitcoin backed loan market growing 300x to $1T in a decade. 88% of holders would borrow against BTC, only 14% do. The gap? Trust, volatility, liquidation risk.
https://www.coindesk.com/business/2026/05/22/ledn #bitcoin

2026-05-25 08:36:44 GMT

Fannie Mae opened the door to BTC backed mortgages. Buy a home without selling or triggering capital gains. Check the second loan structure carefully. https://cryptorank.io/news/feed/0b03a-bitcoin-mortgage-push-gains-ground-as-crypto-enters-u-s-housing-market #bitcoin

2026-05-24 17:50:56 GMT

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That third one is where most people get burned. Rates and LTV terms swing wildly between lenders, and a lower LTV usually means less liquidation risk. Worth comparing before you borrow against your stack: borrowonbitcoin.com

2026-05-24 15:51:40 GMT

Coinbase now lets US users borrow up to $100k in USDC against their BTC. No credit check. Powered by Morpho on Base.
Your BTC becomes cbBTC when pledged. Worth knowing before you sign.
https://coinmarketcap.com/academy/article/coinbase-launches-bitcoin-backed-loan-service-allowing-users-to-borrow-up-to-dollar100000-in-usdc #bitcoin

2026-05-23 17:29:48 GMT

88% of bitcoin holders say they would borrow against their BTC. Only 14% actually do.
The gap is trust: custody risk, liquidation terms, who to trust with your stack.
https://bitcoinmagazine.com/news/bitcoin-loans-could-hit-1-trillion-ledn #bitcoin

2026-05-22 02:59:16 GMT

Margin call risks, when to sell vs borrow. CoinDesk on what advisors are now asking about bitcoin backed loans. Worth a read if you are weighing your options. https://www.coindesk.com/coindesk-indices/2026/05/20/crypto-for-advisors-crypto-products #bitcoin

2026-05-21 13:00:10 GMT

Three things worth checking before you sign anything on a bitcoin-backed loan:
Who actually holds your bitcoin. The lender, or a qualified custodian. Those are very different answers.
Whether they can rehypothecate. Meaning: can they lend out your collateral while it's sitting there. Often yes. Often buried in the terms.
At what LTV you get margin-called, and at what LTV they sell. Read both numbers. Know the gap.
Rates are easy to compare. These three are where people get hurt.

2026-05-21 07:51:21 GMT

Posted on r/Bitcoin a couple weeks back. Top comment, sixteen upvotes:
"You shouldn't need to give your email address to compare loan options. Terrible site."
Fair.
We had the lender comparison gated behind an email signup. Friction nobody asked for. On r/Bitcoin it reads worse: it looks like the whole point was harvesting addresses.
Email's optional now. You can see every lender without giving up anything.
Thanks to the folks who told us straight.
https://www.reddit.com/r/Bitcoin/comments/1tf3p6g/just_launched_a_bitcoin_loans_comparison_site_let/

2026-05-21 07:51:15 GMT

Bitcoin-backed loans are risky. Liquidation, custody, rehypothecation. Real ways to lose your stack.
But if you need liquidity and selling isn't on the table, you've got options. We help you compare them.
Think Kayak, but for bitcoin-backed lending.
borrowonbitcoin.com