She should have said access to a bank account, regardless of the currency.
Not that I'm defending it per se, but in countries that suffer the most insane inflation, a USD stablecoin is probably the best short term option if you don't have any "decent" digital fiat option, depending on what point in the bitcoin market cycle you are ofcourse.
If you're so poor that you can't make next month's rent if bitcoin drops, that's an issue.
Bottom line though: if the trader trash didn't exist there would be no use case whatsoever for stablecoins haha.