CharlieAndrys
Charlie Andrys
I’m a fiduciary investment advisor focused on integrating Bitcoin into real-world investment strategies. I combine high-level portfolio management with Bitcoin-native knowledge.
Public Key
npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc Profile Code
nprofile1qqsgnx4nxhfmppl4qfvlnhpfepmq7z5gsuf4lsnstdyzyx84xsy2s5spp4mhxue69uhkummn9ekx7mqpzemhxue69uhhyetvv9ujuurjd9kkzmpwdejhgs0t46l
Show more details
Published at
2026-08-24T19:30:57Z Event JSON
{
"id": "5294eb4f82691c574e7dc4f9d02cbeb40b729147c1164538c58dd45433254164" ,
"pubkey": "899ab335d3b087f50259f9dc29c8760f0a8887135fc2705b482218f53408a852" ,
"created_at": 1787599857 ,
"kind": 0 ,
"tags": [],
"content": "{\"nip05\":\"[email protected] \",\"lud06\":\"\",\"lud16\":\"[email protected] \",\"about\":\"I’m a fiduciary investment advisor focused on integrating Bitcoin into real-world investment strategies. I combine high-level portfolio management with Bitcoin-native knowledge.\\n\\nAt 21st Financial, I work with individuals, families, family offices, and businesses. Most fall into one of two camps:\\n\\n1. New to Bitcoin\\n- You might already have an advisor, but they don't understand Bitcoin or the credit being built on top. \\n- You want a simple allocation built professionally inside a diversified strategy\\n- You want risk management, proper sizing, and a plan you can stick with\\n- You want a licensed fiduciary, not an internet guru\\n\\n2. Bitcoiners\\n- You already hold cold storage and understand the thesis\\n- You want to reduce single-point-of-failure risk and integrate Bitcoin into a broader estate plan\\n- You may want liquid, cash-flow-oriented exposure\\n\\nIf you want Bitcoin exposure integrated the right way, message me or visit the 21st Financial page.\\n\\nCliftonStrengths: \\nFuturistic | Relator | Achiever | Competition | Focus\\n\\n“But seek first his kingdom and his righteousness, and all these things will be given to you as well.” \\n— Matthew 6:33\",\"picture\":\"https:\\/\\/blossom.primal.net\\/acbf9b1f921400420dca7a9f2557d407cc3f56abfbbd21326f8f94633de19ff7.png\",\"name\":\"CharlieAndrys\",\"website\":\"21stFinancialAdvisors.com\",\"banner\":\"https:\\/\\/blossom.primal.net\\/af609ec1dacd55e4fc2ea3829e02f29e228b1d28e8f897b24835b1492b5ec1d7.jpg\",\"display_name\":\"Charlie Andrys\"}" ,
"sig": "0d5dcddd95a0fdec1d60d2eed35d55ac4250aaa130b77efbc1fc816160e6f5eb5e48bed4c1268927b30c6cf82afc62400d7395e2a2f70197892c371a5c8aea25"
}
Last Notes npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Walk and talk as though you are not long for this earth. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys 🤦🏻♂️ npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys The monopoly on money creation is the least examined power in modern life. New credit conjures new dollars, ~$7.7B of fresh federal debt lands every single day, and every dollar you saved yesterday foots the bill. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys “Then God blessed the seventh day and made it holy, because on it he rested from all the work of creating that he had done.” npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys https://blossom.primal.net/7d2f544a72af56b9694ecbe55b5cc42901c6e5ef6fc74000728bd74c48881912.jpg npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Do you seriously think your rotting drywall and lumber are getting more expensive? npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Bitcoin Price on Mother's Day: npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys I cannot stress enough the importance of owning Bitcoin. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys In case you haven’t noticed, we are in a financial repression regime. With sovereign debt at WWII-era levels of GDP, the policy choice narrows to monetizing the deficit instead of defaulting on it. Negative real rates and persistent inflation are how the system services itself. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Money requires credit. Gold required it, dollars require it, Bitcoin will require it. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys American workers are 400% more productive than they were in 1950. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys AI compresses the cost of producing anything copyable: content, software, education, fiat dollars. The protocol that issues Bitcoin does not produce on demand. In a world flooded with cheap digital output, hard digital scarcity is the asset class. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys The FOMC has eight scheduled meetings every year. None of them have ever changed the Bitcoin block reward. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Did your dad teach you? B.A. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Badass! npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Every advisor still defaulting a retiree into 60/40 with zero BTC is running a hidden concentrated bet. They just do not know they are. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Relentless. Passed BlackRock. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys MSTR Sats per Share has nearly doubled in the last 3 years. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Strategy is proposing to pay STRC dividends semi-monthly instead of monthly. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Strategy raised $1 billion in a single week selling preferred stock and used every dollar to buy Bitcoin. No common stock dilution. Here is how the capital structure actually works. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys #dogstr #dawg npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Springtime in ND is very muddy! Bill says hi! npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys And super smart too. And awesome. Don’t forget awesome. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Miss me with that shit! npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Better stack. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Every individual is only a version of you. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys SoftWar npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys War is so fiat. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys GM, Happy Sunday! npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys DEI is racist. Hiring should be based on merit and ability, not skin color. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Powell delivers his second to last speech today. Wonder if private credit will play into their decision. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Again, private credit is cracking. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys People aren’t bad at saving, they’re just saving in the wrong things. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Insane demand! 🤯 npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys GM npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Standard Oil didn’t get big because oil was valuable. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys The electronic standing desk lmao npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Thanks brother! People need to check their financial privilege. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Bitcoin or bust. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys There’s a version of the Bitcoin thesis that only makes sense in peacetime, where it’s just a better savings technology in a world that otherwise functions normally. That version is comfortable and clean and easy to explain at dinner. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Max pain scenario. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Blame the parents, don’t blame the children who don’t know any better. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys https://primal.net/e/nevent1qqs9ukzu03ksd2a2y4hpsjsc5ngwrq0zf2zzud8kul7n2uk6qe5zmgqlpv36f npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Yikes. This is what Bitcoin-backed credit is competing with. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys If private credit funds are gating withdrawals during a downturn, what exactly makes them safer than an asset that you can sell 24/7/365 on any exchange on earth? npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys I have been thinking about what happens to the private credit market when transparency becomes the default expectation. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Romans 12:21 npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Long-duration. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Holding an asset whose supply cannot be manipulated by any government, corporation, or institution is probably the least risky thing you can do with long-duration capital. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Twenty million Bitcoin in circulation. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys This is awesome, can I steal it? npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Oil melting up. Bitcoin doesn’t care. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys I swear to God I’m not making this up. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys 😅😅 npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Brother, respectfully, what the fuck are you talking about npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys But paper straws am I right? npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys The traditional finance industry has a fascinating incentive problem. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys 10% Bitcoin in a 60/40 portfolio over the last 5 years: npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Insane. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Kind of makes my brain tingle. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys How so? npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys I think the white looks clean. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys The Bitcoin advisory space is about to split into two tiers. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Sounds really good. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Cool video! npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys 🤣🤣 npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Exactly Clark. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Beautiful. Businesses are owned by individuals too! npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys ^^ npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Imagine you’re 70 and you want Bitcoin exposure. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys On a bank holiday, Bitcoin can send any amount of money anywhere on earth in minutes — for just $0.44. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys STRC is back at its $100 par. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Are you selling your Bitcoin to fund your lifestyle? npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys “Consider it pure joy, my brothers and sisters, whenever you face trials of many kinds, because you know that the testing of your faith produces perseverance.” npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Roughly $2.4T was wiped out of silver today. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Can’t argue with that! npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Realizing you genuinely have a few more years to accumulate assets before currency debasement and AI reshape the economy. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys A quick word of caution if you are thinking about buying or selling gold or silver through Facebook Marketplace or similar platforms. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Luddites npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Conviction is almost always criticized before it’s understood. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys How good and pleasant it is when God’s people live together in unity! npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys $STRC and $SATA are exchange-traded, perpetual preferred securities issued by companies with Bitcoin on their balance sheets, designed to trade around a $100 par value and pay variable cash distributions. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys $STRC recovered its ex-dividend adjustment within a day. 🤯 npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys When people say Bitcoin has no real-world use, they are usually speaking from the comfort of a functioning financial system. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys There is only one actual innovation in this entire space, and it is not “blockchain.” npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Most people think holding cash is the safe choice. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys This message was embedded in #Bitcoin’s 666,666th block. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys I hope I am blessed enough to have both sons and daughters one day. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys BREAKING: Pedo calls another pedo a pedo. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys I don’t think a world exists where Bitcoin succeeds and Strategy doesn’t! npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys 😂😂 npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys He realistically has no liquidation. Either Bitcoin performs and Strategy works or Bitcoin doesn’t perform and it obviously doesn’t work. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Wow I’m one greedy SOB. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Their first time too 😂😂 npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys I was thinking of you while watching that game last night, Jack! 😂 npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Thank you for being rational, MSCI. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Do not be surprised, brothers, that the world hates you. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys The dude recording sounds like a delight to be around. npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Who posted this? Mind if I steal it? npub13xdtxdwnkzrl2qjel8wznjrkpu9g3pcntlp8qk6gygv02dqg4pfqqy4slc CharlieAndrys Here is what Facebook thinks about it. They are NGMI.
