The Frugal Fren

Living a frugal and minimalistic life 🇩🇪
Follow for tips and tools

Public Key

npub1hv0z2fal93sjw43zvp06qwn50jxj5f407z089llvm69m9tc54edshcq5qt

NIP-57 Address

[email protected]

Profile Code

nprofile1qqstk839y7ljccf82c3xqhaq8f68erf2y6hlp8njllkdazaj4u22ukcf9rjax

Publishing to

nos.lol

relay.damus.io

Author Public Key

npub1hv0z2fal93sjw43zvp06qwn50jxj5f407z089llvm69m9tc54edshcq5qt

Show more details

Last Notes

2024-05-14 07:24:12

Good morning! ☕️
The middle class pays the most taxes, the rich pays the least!
This is why the wealth gap is increasing, because rich pay less taxes, keeping their wealth, while middle class is taxed the most keeping them poor.
Exit this spiral!
🚪🌀
LG 🔥
#grownostr #nostr #financialfreedom #fire #plebchain

2024-05-12 10:36:06

Good morning! ☕️
Money is store of free time.
The more money you have, the less you HAVE TO work.
The less you have to work, the more free time you have.
Do you want to have more free time?
#grownostr #nostr #plebchain #frugal #money #coffeechain

2024-05-07 08:19:17

- reply

Good morning! ☕️
Any plans how to make this day awesome? 🔥

2024-05-07 08:18:13

Good morning! ☕️
Wish you strength to make this day awesome! 🔥
https://image.nostr.build/d3ba04058a9c280be9954e9dcd0047e5fcc7f2ceaa6913cd6c317a3073812a18.gif
#asknostr #plebchain #coffeechain #coffee #pleb #nostr #grownostr

2024-05-07 07:10:58

- reply

Good morning! 🤙 Have a great day! 💜

2024-05-06 08:22:22

- reply

In what sense? Could you tell 2 sentences like I'm 5?

2024-05-06 08:20:55

- reply

What 1 thing do you think that makes bluesky stand out?

2024-05-06 08:05:58

https://image.nostr.build/5ba983ce262267c2321613d42d891b80307c2659b00dfa39d76820d0441b389d.jpg
#grownostr #nostr #investing #financialfreedom #plebchain #coffeechain #frugal #pleb #coffee

2024-05-06 07:53:17

You have to know the rules to win the game!
#nevent1q…m3xq
#grownostr #nostr #frugal #rich #lifestyle #rules #game #plebchain #pleb #coffeechain

2024-05-06 07:51:14

- reply

☕️✅️ Let's go 🔥
Wish you a great, rewarding and yet hard enough day to progress! 🔥

2024-05-06 07:47:28

Good morning! ☕️
Concentrating on and finding bad things is easy! Finding positive in each day is hard.
Not everyday gonna be good! But you can find something positive in every day!
So let's go! 🔥
https://image.nostr.build/7c585d33bcee96372036a4b1933f4ca837d09b7a14c335a81204e8f9f9a16813.jpg

2024-05-06 07:43:54

- reply

Damn right! 🫡☕️ A great coffee for a great day!

2024-05-06 07:39:21

- reply

Make it a great day! 🔥☕️

2024-05-05 20:51:02

https://image.nostr.build/9d8c45ebac70f3d4057b8fb3e68bf4e79d0045786176e24667d670fe2bff35df.jpg
They use the "buy, borrow, die" strategy to minimize their taxes.
This causes the goverment to increase taxes that due to this trick, the poor and middle class people has to pay. Which increases the wealth gap.
Also this causes the real estate prices to go up, that poor and middle class people cannot afford homes. Also this increases rent prices, that even more increases the wealth gap.
#plebchain #coffeechain #pleb #coffee #nostr #grownostr #ultrarich #taxhack #tipp #thenostr #hack

2024-05-05 09:51:27

- reply

Have a great one @npub1xuc…97xc ! Make this one awesome! 🔥🙌🤙

2024-05-05 09:10:31

- reply

Which model are you using? 🤙

2024-05-05 09:03:25

GM! ☕️
What do you think people of Nostr need more?
1️⃣ Tips how to save and earn more
2️⃣ Info why investing is important
3️⃣ Other (please specify)
https://image.nostr.build/fe54cea6d3fba47f315a4973d0a70c5c588eb48bccdb90e6d20912b48de8be2b.jpg
#asknostr #plebchain #coffeechain #coffee #pleb #nostr #grownostr #frugal #fire #thenostr

2024-05-04 20:06:55

https://image.nostr.build/29914758f537082000ed73bd9fae5d338526bc695d35f7332aceef0d0a972ccc.jpg
#plebchain #coffeechain #coffee #pleb #inflation #grownostr #nostr #thenostr #memestr #memes #meme #memeducation

2024-05-04 11:42:42

- reply

Have a great day @npub19jk…9rv7 ! ☕️

2024-05-04 10:57:31

Good morning! ☕️💜
https://image.nostr.build/d356b593240fbe42206508212ae56408d43c2beee2bf87493b6b920ea2606b6e.jpg
#asknostr #nostr #plebchain #coffee #coffeechain #pleb #gm

2024-05-03 20:25:07

https://image.nostr.build/4c838f22df2fa55c419d6cc8170f61f8fb20c7badcc86eedd765a52dc5635505.jpg
Did you get a total of 20% salary increase in the last 4 years?
If not, you just GOT POORER!
The good news is, you CAN DO something about it.
In short:
1️⃣ Spend less than you earn.
2️⃣ Automatically invest the difference.
3️⃣ Work hard and change your workplace in 2-4 years for higher salary increases (+20%)
If you set investing up automatically, you will succeed!
1️⃣ You won't see that money,
2️⃣ It will automatically get invested,
3️⃣ As soon as a few years get by, you will be shocked how much money you saved and earned.
LINK: https://www.inflationtool.com/euro/2020-to-present-value?amount=1000&year2=2024&frequency=yearly
#plebchain #coffeechain #investing #inflation #value4value #pleb #nostr #grownostr #frugal #frugalism #life #investing #besmart #btc

2024-05-03 15:09:57

Have you ever asked yourself the following?
If I could change my life in 6 month, how would I redesign my life to one that I truly love?
If you ask me, sometimes it worth to ask certain philosophical questions from yourself.
#asknostr #plebchain #coffeechain #pleb #coffee #pleb #nostr #life

2024-05-03 07:26:12

- reply

Good morning!
Coffee ☕️,
and feel some sun if you can! 💜

2024-05-03 07:24:40

- reply

Good morning! ☕️ Impressive! 🤙

2024-05-03 07:19:07

- reply

Wait for tomorrows 😂😂 have a great day! 🤙

2024-05-03 07:18:05

Good morning! ☕️🤙
https://image.nostr.build/a8674ba2faf5c86d907899baa7cce165206d3a2966292a97043668ca5c0e4c85.jpg
#gm #plebchain #coffeechain #grownostr #nostr

2024-05-02 21:17:53

- reply

PV 🤙

2024-05-02 21:11:03

- reply

You can do it! 🔥⚡️🤙💜

2024-05-02 21:09:35

Everyone starts at the beginning. So give yourself a chance.
The good news is, it is simple!
Automatic investments already exists, so you have to set it up once to buy every day or every week or every month and just forget it.
Even 10 euro buys matter! The most important part is to start yesterday!
I highly suggest automatic investments, because it requires no action from you, and in a year or two, you will just realize, damn how much I just saved/invested without even noticing!
⚠️ Not financial advice!
#nevent1q…6q9c
#idea #grownostr #nostr #thenostr #plebchain #danstr #utxo #coffeechain

2024-05-02 20:59:24

- reply

Work hard, play hard 🤙 enjoy your weekend later! 🫡

2024-05-02 19:18:26

- reply

Really? Have you checked bitcoin.rocks ?
I think the website is not a bad idea, maybe what you could do, is make it more specific for your local people. Not sure if you can do it more or not, but for the first check the site seemed a bit generic. You can ignore this idea, or use it. Just came to my mind.

2024-05-02 19:15:32

- reply

Hmmm, cool! Found the services part. I like the "be the change you seek in the world" attitude! 🔥🔥
I think you are on-point with the investing part. You need no help! Keep up the great job! 🤙
I am mainly posting about ideas to how to save more or earn more. Not really on what to invest in.

2024-05-02 19:06:33

- reply

That is cool! Why did you decide to make your own website?
The local trade network also sounds cool! Circular economies sound a great way to support eachother in a way that you fulfill your own interest.

2024-05-02 18:40:52

- reply

It is an insult, and even demotivating as hell! Why would you work hard, if the salary increase won't even reach the inflation levels!
I think you are closer to solve this issue than others because you already realized this.
So bad to see, that hard working people are not paying attention to this, and becoming poorer and poorer each year.
Let me know if you need some tips or ideas. Or you could check my previous posts.
And followed! 🤙 #plebchain

2024-05-02 18:20:28

If you want to understand only ONE thing about MONEY for
**your future well being**
it shall be this: 👇
As inflation will never disappear,
so you have low chances of getting a salary increase above inflation,
therefore, each year you will GET POORER if you DO NOTHING about it.
#grownostr #sharingiscaring #value4value #plebchain #pleb #coffeechain #coffee #nostr

2024-05-02 13:12:36

#asknostr
What is your opinion on why people don't care about their financials?
#plebchain #coffeechain #pleb #grownostr #nostr #ask

2024-05-02 13:09:55

- reply

I see! Interesting take!
Would you say that you would approach financial freedom by self sufficiency in a way, that you grow for yourself?

2024-05-02 09:37:47

- reply

🔥 I agree! It shall be personally tailored for everyone's needs.
I think the tricky part is "like the effort". What is likeable in decreasing your current spending on the hope of future reward?

2024-05-02 08:12:22

- reply

Every good thing requires effort, so as this. Do you think financial freedom justifies the effort you need to reach it? Or what is your stance on becoming financially free?

2024-05-02 08:09:44

- reply

How is your week going?

2024-05-02 07:34:07

- reply

Do you feel it worth the hassle?

2024-05-02 07:17:06

- reply

Hope you had a great headstart of the day! ☕️

2024-04-30 23:35:01

- reply

https://image.nostr.build/e04339362eb7ec0f6ec70a09e3fe2e8964c0cd0bd6540095fd7478b99e1816b1.jpg

2024-04-30 22:00:17

Learn through any memes or learn through any text?
https://image.nostr.build/3b447c57fb8bae004629f75591aae3d7c233a7ff1c8e1317fe6ab08e01d67bf2.jpg
#plebchain #grownostr #meme

2024-04-30 21:57:31

"Money is a great way to protect against many problems"
#quote #quotestr #plebchain #coffeechain #grownostr

2024-04-30 15:33:42

Money is storable time.
The more money you have, the longer you can keep up without working. The longer you can do whatever you want.
So handle investing as you make your time give you more time.
At the end, time is your hardest asset. Everyone has the same amount of hours per day.
Those who have reached financial independence plan their time the freest. They can live for their hobby, for their family, for their animals, for traveling, etc.
Learn, Stack and reach financial independence to give you the possibility to spend your time according to your schedule.
#plebchain #coffeechain #grownostr #nostr #investing #money #time #perspective #financial independence.

2024-04-30 07:01:28

- reply

Good awesome morning Enjoy the ride! ☕️ Let's make this beautiful day an awesome one!

2024-04-29 23:06:30

- reply

I see 😞 why is that?

2024-04-29 22:55:05

- reply

What do you mean? What did I miss?

2024-04-29 22:20:31

#nevent1q…6wlg
#plebchain #grownostr #financialfreedom

2024-04-29 08:06:45

I find funny, when someone says, money and power change people.
I feel the opposite is true. It allows them to be their original self. Even if it is that rotten.
Change my mind!
#asknostr #plebchain #coffeechain #grownostr #nostr

2024-04-29 08:03:07

I think financial freedom should be the basic goal for everyone. If you reach it, you can start to flourishing.
Why?
If you take away the burden of "have to make money", you will be able to concentrate more on the value you provide. This funnily will result in earning even more.
Of course, this might not be true for all jobs. But there is a high chance, that if you are flexible enough, you will do what you wanted but in a way that you earn money.
I think there is nothing bad in earning money. It basically means someone wants to exchange his time (earned money) for the value you provide. I think that is a big compliment.
#grownostr #plebchain #coffeechain #nostr #btc

2024-04-29 07:56:28

Good morning! ☕️
Grab your first coffee, and aim to learn something new from the financial space this week to put you in on the track of financial freedom.
If you don't find a way to make money while you sleep, you will work until you die.
--Warren Buffett
https://image.nostr.build/18aed3112e671ea1d9c44ce0e9b8c3c92abae2b49cae82c2dc5aa7e6d55443fb.gif
#grownostr #plebchain #coffeechain #nostr

2024-04-28 17:54:32

Your only chance to have a better life, is to make your life better.
Start learning!
I will try to help with financial independence. For anything else please follow someone else, or read about it.
#grownostr #nostr #plebchain #coffeechain #financialindependence #learn #life #financialfreedom

2024-04-28 17:47:48

Levels of financial independence:
⚠️ Dependence: You spend more than you earn. Your income is not enough to support your life and your debts.
0️⃣ Self-sufficient-ness: You spend less than you earn. Your salary is enough to finance your life and your debts.
1️⃣ Stability: You have no consumer debt, and you saved your monthly cost multiple times (emergency fund).
2️⃣ Debt Freedom: You paid off your high-interest debts.
3️⃣ Starter Saver: You saved 1 times your current annual expenses.
4️⃣ Medium Saver: You saved 5 times your current annual expenses.
5️⃣ Expert Saver: You saved 10 times your current annual expenses.
6️⃣ Financial Security: Your saving's cashflow pays your basic survival needs for the rest of your life. (Eating ramen and housing)
7️⃣ Financial Independence: Your saving's cashflow pays your current lifestyle for the rest of your life.
8️⃣ Financial Freedom: Your saving's cashflow pays your wanted lifestyle.
9️⃣ Financial Abundance: Your saving's cashflow provide you more money then you will ever need.
Use this as a guide to find your current level, and to set goals for yourself to reach the next step.
#financialindependence #financialfreedom #fire #retireearly #grownostr #plebchain #coffeechain #value4value #valueforvalue #money #finance

2024-04-26 22:09:11

Damn #lnbits updated the site and my wallet link become broken. Any way to recover? My zaps still seems visible, so the wallet shall be there.
#asknostr

2024-04-26 10:09:30

- reply

I just did a filter for it. Now I don't see it. You can try the same maybe.

2024-04-26 07:46:44

- reply

Good morning! ☕️💜 Have a great one!

2024-04-26 07:32:26

- reply

1am is the new morning! 🔥🫂

2024-04-26 07:19:33

- reply

Good morning! ☕️💜 Have a great day! 🔥

2024-04-25 22:32:23

Good night Plebs! 🎑✨️
Unity is strength!
Keep up! Kopf hoch!
#plebchain #grownostr #nostr

2024-04-25 22:26:57

The best way to #savemore and to #enjoy life is to squeeze out more from your spent money.
Easier said than done. But let's look at some practical examples:
Let's take apart going out.
When you go out, you most probably will eat ice cream, nice meal, drink coffee, eat dessert etc. Or you will go to a cinema, theater. Or you can go to other places.
Some ideas you could consider:
1️⃣ Make a picnic in a park with items from a grocery store (e.g.: champagne, ice cream, coctails, pastry, picnic food, etc)
2️⃣ Just simply buy cookie, dessert, pastry, drink, beer from a grocery store and sit somewhere
3️⃣ Go to a free beach
4️⃣ Call friends over for DIY food, drinks, coctails
5️⃣ Mulled wine, hot chocolate, punch making at home
6️⃣ Compare places by price
7️⃣ Watch sunset
8️⃣ Movie night at home
9️⃣ Dance night at home with friends or loved one
🔟 Look for coupons online for programs
Notice the main pattern. You can save the most if you DIY your programs, foods and drinks.
Would you add something else?
#frugal #plebchain #coffeechain #tips #grownostr #asknostr #btc #bitcoin #coffee #nostr

2024-04-25 20:11:13

I am not sure if I am doing it right, but let's go! 🔥🔥
Shoot me if you have any questions or topics in the comment "section".
#plebchain
#nevent1q…fsgs

2024-04-25 19:35:33

- reply

The change I want:
Everyone is financially literate.
We make decisions from pure will, and not because we don't understand it.
We do things to make our life better and we elevate other people's lives along the way, and make value.
Let's build a value 4 value economy!
#plebchain #coffeechain

2024-04-25 19:14:20

I am here to
1️⃣ have great conversations about financial independence
2️⃣ help other plebs to reach financial freedom
3️⃣ learn from other plebs
4️⃣ build a better world together
5️⃣ share ideas and tools to become financially free
6️⃣ make the World a better place
Be the change you want to achieve in the world.
#introduction #introductions #frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork

2024-04-25 19:06:11

Less complaining, more building.
Let's go! 🔥🔥
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork

2024-04-25 07:40:05

- reply

Don't laugh, its a real struggle.
https://giphy.com/clips/hamlet-seriously-for-real-you-serious-XpLMe6KARjhUZxNzoi
Have a great day! 🤙

2024-04-25 07:04:13

GM! 🫂💜
Hard decisions of the mornings ☕️
https://image.nostr.build/c20f22bb4bd9bcd29772164fed59bb5367886c19a194ba9234ef97f6a6ec17ab.jpg
#grownostr #plebchain #coffeechain

2024-04-24 13:19:21

- reply

I mean these reality shows. They seem to come back in waves

2024-04-24 11:19:42

What #sidehustle do you have? Or do you want one?
#asknostr #plebchain #coffeechain #coffee

2024-04-23 20:39:27

What is the biggest rule of money in your opinion?
#asknostr #nostr #grownostr #money

2024-04-23 18:32:34

Two lifechanging rules are
1️⃣ Work hard
2️⃣ Embrace failing
⚠️⚠️⚠️⚠️⚠️⚠️ Warning ⚠️⚠️⚠️⚠️⚠️⚠️
⚠️ They only work if you apply them. ⚠️
⚠️⚠️⚠️⚠️⚠️⚠️⚠️⚠️⚠️⚠️⚠️⚠️⚠️⚠️⚠️⚠️
Sorry for burning your eyes out with the bright emojis. At least you read it. 😂🫶💜🫂
#grownostr #plebchain #coffeechain #value4value #hardwork #proofofwork

2024-04-23 07:03:06

Good morning! ☕️
It is possible.
https://image.nostr.build/1bde5e52227eb9a1588a3da21dec730e1a02a0b6e57f45b38550b53f2b4c582f.jpg
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork #btc #investing

2024-04-21 14:47:47

☕️☕️
https://image.nostr.build/f92b938db8c98e863fe3391cf426d90a7473a6df1d1da9cee4ada848570792c8.gif
Financial independence and retire early is just
1️⃣ living below your means and
2️⃣ investing your saved money into things that earn you a certain yield.
If it is an Index Fund, #BTC, dividend ETFs or anything else, it does not matter. It is "just" your vehicle to financial independence.
Never lose sight of the real goal! And be open to be proven wrong, and course correct along the way.
#frugaltip #frugalism #frugal #minimalism #minimal #grownostr #nostr #coffee #coffeechain #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #bitcoin #etf #indexfund #valueforvalue #value4value

2024-04-20 12:09:07

- reply

Slow is the new fast 🫡🫂☕️

2024-04-19 17:33:57

#earnmore
Do a sidehustle.
It is a nice way to
1️⃣ earn extra income,
2️⃣ to start a business in small, or
3️⃣ to get paid for providing value not your time.
Also it is a low risk way if you want to eventually have your own business.
#frugaltip #frugalism #frugal #minimalism #minimal #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #sidehustle #bitcoin #btc

2024-04-19 13:09:06

If you want financial independence faster, you have to
1️⃣ #spendless
2️⃣ #earnmore
I will post with the above hashtags lists with tips for easier searchability.
#spendless
1️⃣ Decide on a fix monthly percentage to save
2️⃣ Have monthly grocery budget
3️⃣ Have only 1 streaming subscription per month
4️⃣ Cook at home / #mealprep
5️⃣ Have "fun budget" per month
6️⃣ Minimize your recurring cost as much as possible
7️⃣ Don't drink in Starbucks, or other fancy coffee places often
8️⃣ DIY the most things
9️⃣ Library over bookshop
1️⃣0️⃣ Look for free or cheap hobbies (hiking, walking, free museums, etc)
1️⃣1️⃣ Wait few days before buying more expensive items
1️⃣2️⃣ Borrow from friends instead of buying
What else would you add?
#frugaltip #frugalism #frugal #minimalism #minimal #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #retireearly

2024-04-19 07:09:00

Good morning! ☕️
Weekend is almost here! Have a wonderful day! 🔥🫂
#grownostr #nostr #coffee #plebchain #coffeechain

2024-04-18 22:29:01

#nevent1q…wny3
#financialindependence #retireearly #fire #frugal #frugalism #grownostr #plebchain

2024-04-18 22:27:57

Sleeping is important! We need energy to push tomorrow, to earn more, build more, and become financially independent!
Good night! Sleep tight! ⚡️🌃

2024-04-18 19:32:34

- reply

Make it crash! 😂🫡🔥💜🫂

2024-04-17 10:31:43

- reply

Have you thought about more specifying it? Easier to get to it if you have more clear goals.

2024-04-16 21:56:35

What would you work/do if you don't have to earn money anymore?
#asknostr #discussion #plebchain #grownostr

2024-04-15 12:47:12

- reply

#borderless

2024-04-15 07:58:51

Good morning! ☕️
Either you control your finances or
Your finances control you.
Better if you rule.
Usual financial mistakes:
1️⃣ Having no financial plan or goal.
2️⃣ Having no savings
3️⃣ Increasing your lifestyle when your salary increases
4️⃣ Thinking if you can pay it, you can afford it.
5️⃣ Buying new car, new phone, etc frequently
6️⃣ Not knowing how much and on what you spend each month
7️⃣ Thinking if you invest 10%, you are set for life.
8️⃣ Having unnecessary perpetual payments
9️⃣ Understanding the real impact of inflation, and hedging against it
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork

2024-04-13 08:16:09

Good morning ☕️
Save money to give you more options!
What would you work if you don't need to earn money anymore?
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork

2024-04-13 08:13:02

- reply

Great job! 🔥
I think it is so wasteful to buy a phone every 1-2 years. You basically waste money, energy, and might pollute the environment if it becomes waste.

2024-04-12 09:48:35

Coffee break ☕️☕️
Some money saving tips:
1️⃣ Use soda machine instead of buying sparkling water.
2️⃣ Use water filter instead of buying still water
3️⃣ Use sponge for showering instead of putting shower gel into your bear hand. 🐻🐾
4️⃣ Setup a monthly grocery budget
5️⃣ Buy your phones for 5 years.
6️⃣ Buy used vehicle instead of new.
7️⃣ Turn off lights in the rooms you don't use.
8️⃣ Measure your monthly expenses, and remove unnecessary costs.
9️⃣ Measure your monthly expenses, and try to cut your biggest costs.
What else would you add? 👇
🔁 Share if you found value.
💬 Comment if you miss something.
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork #value4value

2024-04-12 07:29:57

Good morning! ☕️
"To become better,
You have to measure"
If you want to get better at something, you have to measure the "thing" you want to get better in. Otherwise how do you know if you got better?
So if you want to be more financially independent, have more money, etc, you have to measure something, so that you can see the effect of your change.
And of course, you need also to change something. Because if you don't change:
"Insanity: doing the same thing over and over again and expecting different results."
#AlbertEinstein
Have a great day!
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork

2024-04-11 11:48:19

- reply

What happened?

2024-04-11 07:09:33

What is YOUR psychology of money?
#asknostr

2024-04-11 07:07:50

- reply

Have a great day my friend!

2024-04-11 07:06:08

Good morning!
Save and become independent!
#grownostr

2024-04-10 20:56:46

"Happiness is not having more things."
When you buy a new thing, you can feel you are happy of course. But this will wear off quickly.
Why?
The feeling you feel when you buy a new thing is not happiness, but joy. Joy is when something external causes you good feelings. On the other hand,
"happiness is an inside job"
Happiness is something, that you do for yourself.
Both happiness and joy can feel similar, but the greatest difference is that joy wears off quickly, because it is caused by something external, but happiness stays, because you make yourself happy.
Unfortunately we are bombarded from the media each day that this will make you happy, that will make you happy. But they can only cause you joy, as that one is from external influences. Therefore they often try to blur the lines between them, so they can say buy this something and you will be happy.
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork

2024-04-10 12:35:31

This is why #minimalism and #frugalism pays off 👇
https://image.nostr.build/172e80510cb0e4dde237cf820b0e3b349f9b95eadaa4d502c2df6ae03d26175f.jpg
#grownostr #nostr #thenostr #coffee #coffeechain #plebchain #fire

2024-04-09 17:12:54

"How much work time does that cost?"
An interesting way to think about cost of an item is:
how much time do you have to work to buy that?
Hypothetical example:
iPhone 15: $800
Hourly wage: $15
Cost: 800/15~=54hours ~= almost 7 days
You can use this to justify if you really need that item.
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork

2024-04-08 20:15:16

If you think saving is not for you.
If you think you can't live without spending all your money.
If you think you can't save more.
Let me tell you that are already doing all of it, just you don't know about it.
You do them via taxes. Depending on where you live, e.g.: If you live in Germany you can pay between 0 - 45% based on salary + 5,5% solidarity surcharge + 8/9% church tax.
That is pretty lot. But as the whole amount never touches your Konto/bank account, you have less hard feelings about not getting it.
Also you don't really control where your tax money goes...
So let me tell you, that you are capable of living with a 30-50% "savings rate".
Now go back to the "Savings rate vs total work time until retirement" plot, select the highest rate you are not ashamed of, and when you reach retirement, you can keep working, just your priorities will change, you might want to work elsewhere or part time, or do something else. Only your mind will be in your way.
Become free my friend! 🕊
Sharing is caring.
#plebchain #coffeechain #grownostr #nostr #frugalism

2024-04-07 21:37:56

- reply

That is a good one! 👌🤙

2024-04-07 08:53:03

What is your image about frugalism?
#asknostr

2024-04-05 17:41:12

I just put this here: https://image.nostr.build/172e80510cb0e4dde237cf820b0e3b349f9b95eadaa4d502c2df6ae03d26175f.jpgs
#frugaltip #frugalism #frugal #minimalism #minimal #minimalistic #grownostr #nostr #coffee #plebchain #fire #financialindependence #lifestyle #savemoney #moneysaving #hardwork