bitcoinbadger
BitcoinBadger
Retired Analytics consultant turned tennis and pickleball teaching pro and high school tennis coach…and #Bitcoin knowledge seeker and HODLer
Public Key
npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa Profile Code
nprofile1qqsp0ujq2rzhcgyvhaeyh5swz2xkheh3g4j9s95kk3xyxthe22unm9gfnwhmc
Author Public Key
npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa Show more details
Published at
2023-08-31 21:31:40 Event JSON
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Last Notes npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger I do 5 grams a day - mornings because it is usually before a workout (or hours of tennis coaching) as well as a cognitive benefit. In a smoothie, or I'll put the scoop of creatine and scoop of citrulline in my coffee mug...give it a whisk in some water...and slam it. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger ==== Creatine is like your second mitochondria. Or, the mitochondria’s chief of staff. Or its co-pilot. Your mitochondria make ATP so you can see clearly, hear accurately, digest your food, power your brain, show off your your shiny skin, lift heavy things, and perform your best at the challenges you face. They do that all with the help of creatine. ==== If you have never read Chris Masterjohn, be prepared for a thorough, DEEP dive. This is regarding creatine. FYI, the foundation of my daily supplements includes creatine, glycine, and citrulline (a precursor to arginine). https://chrismasterjohnphd.substack.com/p/your-cells-are-starving-for-creatine npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Agreed - lots of money sloshing around with cool "titles" (inflation reduction act, etc)...lots leaving the productive class and into the coffers of the 1%ers. And Ukraine, of course. Still wondering if he even makes it to election day...perhaps done after the first debate (should he even make it that far). npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Good #meme from the Daily Bitcoiner https://m.primal.net/Ijam.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger "whether you're right-wing or leftwing, it's all the same bird and that bird is broken money" via The Bitcoin Daily show and Dante Cook I also always appreciate a good Thomas Massie soundbite, also... and how about that 2.3% change...WTFHappened2020-2024. https://m.primal.net/IhQL.png https://www.youtube.com/watch?v=3DKGeOxP6cI npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Let’s go with that 🥃 npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Interesting - I’m not celiac but I am sensitive to gluten and avoid all pastas, breads, etc. But no issue with bourbons - will also do gin or vodka and use an LMNT electrolyte pack to get a strong flavor without all of the sugar crap. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Bourbon a few nights/week. Occasionally red wine on the weekend. Rest of time is meat, eggs, dairy, berries, honey…occasional chocolate. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Educational... https://m.primal.net/IcCo.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger But...how did they stand on the pronoun issue? https://m.primal.net/IcCb.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger I'm really struggling to see the drawbacks. Moss does a good job laying it out in his eBook, and you can download and tinker with the spreadsheet numbers. You keep your bitcoin, his suggestion is to keep LTV in that 5-20% range to avoid forced liquidation, pay the loan off each year. So maybe you pay 10-12% interest, keep the asset and pay no capital gains, and have an asset that ULTRA CONSERVATIVELY may go up 20-30% per year? The next year you borrow a similar percentage to pay off the prior loan and still have a growing "free cash flow" due to appreciation. And his spreadsheet does take into account heavy draw-down years...and you get to play with those numbers, too. And going with a multi-sig arrangement with no rehypothetication. And I'm evaluating this from a perspective of always paying down debt years ahead of schedule. I wanted to sleep better at night vs stress the next payment if I lost my job, etc. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger https://m.primal.net/IcBc.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Sticking with the "lying government numbers" theme - revisions of all the "beat estimates" numbers continue to be DOWN. You know, the revisions that never get reported by MSM? https://m.primal.net/IcAr.png The economy is great! I'm glad I'm semi-retired...also glad that I started saving in #bitcoin. Otherwise, I'd be worried that my retirement funds would NOT last my lifetime. After initially hearing Michael Saylor bring it up (maybe a couple years ago), and then reading Mark Moss' book and playing with his spreadsheet on the topic, I'm looking into the "borrow, never sell" approach to bitcoin. Now I see @npub1rxy…hnp8 did a video on DEBIFI...and I was doing some reading on their website. Very interesting... npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger https://m.primal.net/IanN.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger I put two kids through college the "old fashioned way"....earned it (the money) and then paid it. Told the girls that graduating was "their job"...and they did it well. I loved it when one parent confronted Elizabeth Warren about whether he was going to get paid back by the government since they didn't use debt for his kid's college...they paid for it. Elizabeth Warren was very offended and said "no, of course not". https://m.primal.net/IYme.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger "the difference is that in 2008 the bankers had to come begging...this time the bailouts are being arranged ahead of time" No reserves...no problem...that's what "we the taxpayers" are for, right? https://www.youtube.com/watch?v=z5KXkAYXXO8 npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger I'd be good with this chart (and all the other bullish charts) via @npub1vzj…x9gc...buuuut, if it doesn't happen I'll just keep DCA'ing each month...low time preference #stackingsats https://m.primal.net/IXfC.png https://m.primal.net/IXfK.png https://www.youtube.com/watch?v=-oBw_lgocUo npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Nice compilation...take away that M2 and the stock indices and real estate flounder. More people should see (thanks to the ETFs and visibility as a political issue in an election year) that #bitcoin will break all correlations and be the only pristine asset whose REAL VALUE goes up when M2 goes up...but stays up when others plummet (again, thanks to math and immutability). npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Time to take some of that orange and put more of it into sound money...the S&P 500 is not sustainable by reality while #bitcoin is sustainable by rules and math. https://m.primal.net/IWFq.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Banana republic...clown world...are we finally getting enough common people that are seeing reality? Will it really matter if we get somewhere between 11-22 million illegal immigrants voting for Uncle Joe? https://m.primal.net/IVOV.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Luckily, I have a few decades of not blinking on price action when it came to equities...the #bitcoin ride is fun, but I'm not tempted to sell when going up - and almost to a fault, never sell when things go down. I'm also more willing to adopt the strategy that Saylor originally proposed...and Mark Moss did an excellent little eBook and some videos about: Never sell your bitcoin (and incur capital gains while losing the asset). Instead, borrow against it with very low leverage (5-10%) and watch your free cash flow grow while not paying capital gains and losing the asset. But I know I still need that multi-sig to have better protection and in today's world I also like the multi-jurisdiction setups. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger I know I need to ultimately get around to doing this (I'm 56 and incredibly healthy...but things happen). I'm currently making the classic error of waiting for price to go up to then "afford" to do this level of legacy planning for asset transfer...as well as setup multi-sig across jurisdictions/etc. Because I setup an IRA - and through current legal precedent (McNulty) aren't allowed to hold a quorum of keys - I've held off on pursuing multi-sig. https://m.primal.net/ISsc.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger I currently get magnesium from taking the LMNT electrolyte mix (1x/day if no exercise...more frequently 2x/day since I almost ALWAYS exercise). That includes potassium and sodium and I get more sodium because I do 8-10 grinds of salt into every 20 oz of water I drink. Also add more magnesium via Jigsaw Health's Mag SRT (which also has the B-complex). Of course, I also have a few other sleep hacks: cool/cold/dark room while also sleeping on a Chilipad and grounding mat, off electronics by 1-2 hr before bedtime, read fiction using non-led light (the old-fashioned incandescent bulbs)...sometime some glycine or honey before bed, etc. https://science.drinklmnt.com/electrolytes/electrolytes-and-sleep/ npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger This one made me laugh out loud... #note1gfp…dwj8 npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger ==== You know the old adage, ‘If the camel gets his nose in the tent, the rest of him is soon to follow’? Yeah, well, the camel here is the US Treasury🐪 and the tent is your paycheck ⛺️. Beware of the camel’s nose. ==== I'm one of those Gen X'ers...56 yrs old now...and never included social security in my retirement calculations (but I am including #bitcoin nowadays). Oh, and I'm one of those semi-retired guys now. Went from a software exec/analytics consultant to a tennis teaching pro and high school tennis coach. Wanted to give back while I was young enough to give those high school players a "run for their money" during practice...while teaching work ethic and aligning expectations with effort. Via @npub1cj9…0efa https://jameslavish.substack.com/p/is-social-security-doomed npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Gradually then suddenly...🤞 npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Right - but we all agree that these changes ADAPT to deliberately obfuscate the truth. That's why I like when they compare the "CPI" using today's and 1980's calculations. Also why I really appreciate the daily videos that Peter St. Onge puts out (and analysis by EJAntoni) to give us the real numbers. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger I didn't know you could monitor the omissions so easily... https://m.primal.net/IGBR.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger I agree about the changes in houses...you walk into a 10x10 room nowadays and say "next". And I do frequently wish for a 3rd car garage (for lawnmower, bikes, motorcycle, etc). The good news is that we actually PARK in our 2-car garage vs using it for a junk magnet. We did pay off our house - didn't go with "shorting the dollar" because we preferred peace-of-mind with having no debt. Our daughters also both got into their houses before they became completely out of reach (and one is using real estate as their wealth-builder). But I'm still always pondering those "unrealized gains taxes" as well if you don't pay your real estate taxes - which the government unilaterally determines how much they should be - they take your house away. So, do you REALLY own your house? We also have a cabin, which we now use for short-term rentals, so I could get double-whammied with the taxes. If that happens, I'll just hope the asset prices have stayed up enough to get out and reallocate more to #bitcoin. We are over 55, so I'd even consider the sell one house, write off the gains, move into cabin for a couple years...sell the cabin and write off the gains again. But will I be selling to BlackRock?? Do not like that idea at all! npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Good point - only would be of value if inflation-adjusted. Can't imagine it would not be inflation-adjusted?!? I mean minimum wage was around $3.35 or less when I entered the workforce...and what is it now, $17-20/hr? Same with all of the #bitcoin pricing - but someone said when they were spouting numbers like $1M or $5M/coin it was in today's dollars/purchasing power. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger https://m.primal.net/IDts.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger ==== ...so forget Maestro Jerome Powell's soft landing, he may have screwed us all the way to the 70s ...screaming stagflation just when the fed was fixing to pump out the easy money for Uncle Joe's election ==== https://www.youtube.com/watch?v=xGd6m47yUOo npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Give me a *much lower* flat tax - ironically, the closest to paying fair share because paying same percentage but the pie size changes - and I'm good. And under a responsible government (whoops - there went this dream), that would be sufficient. I'm having a hard time seeing how we escape or minimize this tax burden. And like my other notes, I'm not willing to take my money and run to be an ex-pat...and can't touch American soil again without getting arrested for tax evasion. And we have grandkids (and kids) to see that aren't going to up-and-move to another country. Yet... npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger https://m.primal.net/ICVA.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger https://m.primal.net/IBkg.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger "if major governments are forced to turn to the central bank money printers to fund day to day operations, it would dwarf any bailout we've seen since the creation of the Fed" https://www.youtube.com/watch?v=xM6esjKNyr0 npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Just now getting around to reading some of my Substack subscriptions since busy this weekend. This is from Robert Malone's Friday Funnies... https://m.primal.net/IBGM.png https://m.primal.net/IBGN.png https://m.primal.net/IBGO.png https://rwmalonemd.substack.com/p/friday-funnies-become-ungovernable npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger https://m.primal.net/IAcx.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Outright crimes against humanity...in the spirit of sustainability. https://www.youtube.com/watch?v=dqJkRXH0RjU npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Peter Shiff is absolutely wrong about any #bitcoin opinions - to the point of being disingenuous since he probably holds it - but he isn’t wrong about a lot of things “gold” (including investing in gold miners, savings vs investment, etc). He also agrees with Bitcoiners about the macro picture. Good interview by Natalie Brunell https://podcasts.apple.com/us/podcast/coin-stories-with-natalie-brunell/id1569130932?i=1000653579016 npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger A solar panel company - called First Solar out of Arizona - is currently worth $19 billion...and nearly 90% of its profits come from taxpayer subsidies. Crony capitalism rather than free markets...with taxpayers picking up the tab, of course. https://www.youtube.com/watch?v=nWtsRl4IhBo npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger https://m.primal.net/Hzpj.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger truly a circular economy... npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger How long before Elizabeth Warren's 1% wealth tax for Bitcoin holdings over $500k moves closer to 44%. And if they are arresting people working on mixing solutions...is anyone truly coming up with a "how to" for out-of-country residency and how to minimize these types of punitive taxes? Preferably while playing within a legal framework that doesn't have us getting arrested for tax evasion when we come back to the US to visit family? Because Bitcoiners are getting ready to have a heck of a lot of wealth - and much/all of it was purchased KYC (even if now in cold storage). https://m.primal.net/HzXz.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Explain to me why we can't arrest all of Congress for "money laundering" through proxy wars, big pharma, etc. https://m.primal.net/HzXl.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Sure - but she is moving from "then they fight you" to "then they try to bleed you dry to PAY YOUR FAIR SHARE" for the wealth inequality. How did that net worth grow so rapidly for Pocahontas? And why do they get paid forever after leaving office? And if this is like similar wealth taxes, it happens every year based upon that threshold...not just "one and done". npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Well, that sure didn't take long... https://m.primal.net/Hyie.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger https://m.primal.net/Hyic.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Yep - I call BS, too https://m.primal.net/HyiX.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Not much fun when you coach spring high school sports! Half the matches get canceled and then everybody struggles to reschedule before the season ends! And I still haven't turned my sprinklers on yet since lows still in the 20s. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger All happening in plain sight from treasonous, captured legislative and executive branches that should be representing constituents vs spying on them, prosecuting them...and most likely confiscating from them (more than they already are via taxes and inflation). https://m.primal.net/Hxqx.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger This definitely happened to me...although I had a leg up on our food and pharma systems and captured agencies - that I didn't really start picking up on until around 2018. https://m.primal.net/Hxqs.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Hmm...and I want something for my "checking account" wallet. I was currently using BlueWallet for Onchain and Muun for Lightning. Had also considered Phoenix, Mutiny...and Aqua Wallet. I'd likely use Sparrow for larger on-chain transactions (tied to a ColdCard). Was wondering if Cold Card (storage), Sparrow (desktop) and Aqua Wallet would cover most of my bases. But sounds like you are using Phoenix for that "checking account". npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Absolutely no more powder. I had some...and the IRS decided to take 3x what I thought I'd owe in taxes and drained me...and yes, that was with me NEVER selling a sat. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger I'm thinking of consolidating two lightning wallets (BlueWallet and Muun) to Aqua Wallet. I watched BTC Sessions video on Aqua Wallet and seems like they have a slick product that's one-stop shopping in regard to onchain/Lightning/Liquid. I get a little concerned when they talk about altcoin support, but those are via API and the wallet is to remain Bitcoin-only. Did you come to the same conclusion on #aquawallet? npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger "none of these bureaucrats will be disciplined and none of their organizations will be reformed because the Deep State protects its own and it quite likes the racket it's got going..." https://www.youtube.com/watch?v=8G5RpxgoTiQ npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Way to go, Louisiana... ===== The bill boldly declares: The World Health Organization, United Nations, and the World Economic Forum shall have no jurisdiction or power within the state of Louisiana. No rule, regulation, fee, tax, policy, or mandate of any kind of the World Health Organization, United Nations, and the World Economic Forum shall be enforced or implemented by the state of Louisiana or any agency, department, board, commission, political subdivision, governmental entity of the state, parish, municipality, or any other political entity. ... It is imperative, now more than ever, to reaffirm the rights of states and resist against the overweening ambitions of the permanent government and the Deep State. ===== https://rwmalonemd.substack.com/p/great-campaign-against-the-great npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger From 7 forecasted rate cuts in 2024 to the real possibility of rate hikes…or else the Fed would REALLY look like they were trying to influence the election in Biden’s favor. https://youtu.be/gFKsTUKzQrw?si=uOCCw71dnTy_HHmQ npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Outstanding post via El Gato Malo... ===== consider: you buy a house for $1,000,000. 3 years later, it’s worth $1,200,000. but inflation over that period has been 25%. so in real (inflation adjusted) terms, your house has actually lost 4% of its value. you can trade it for less of the overall goods basket than you could have 3 years ago. but the tax man does not care. all he sees is “$200k gain” and you get taxed on that. but what did you actually gain? nothing. in real terms, you lost. you’re getting nailed with a surcharge for the poor currency stewardship of your government. they wreck the dollar, you get the bill. ===== https://m.primal.net/Hvxb.png https://boriquagato.substack.com/p/the-road-to-serfdom-is-paved-with npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger I expected to owe some because of the new income streams with no taxes taken out (early withdrawal from IRA via 72t and rental income). But I had money set aside to cover it (even though I would have been pissed at the theft). But the insurance subsidy...for catastrophic, high deductible insurance we didn't use...yeah, that blindsided me. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Feeling this acutely today. #note1c7w…uwkd npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger My tax bill was 3x what I expected...and no, I did not sell any of my stack. - We did the health insurance marketplace since self-employed -They provided a subsidy based upon our income (although I raised concerns about this possibility when working with their consultant) - We made more money from a couple extra income streams - Tax code had us pay back almost the entire subsidy for a product I didn't want in the first place. We do not use health insurance! In fact, in 2023 we used both the insurance marketplace AND @npub1q7x…90jl. I wanted to just use CrowdHealth, but my wife was a little skittish to go completely away from insurance. Good news is that we DID just choose CrowdHealth in 2024...so no tax surprises in next year's taxes. https://m.primal.net/HvZu.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger https://m.primal.net/HvZh.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Winning... https://m.primal.net/HvZZ.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger I share them frequently, but it does depend upon how that week's edition resonated with me. You can also follow @npub1qw6…2v52 npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Other than the Silent Generation (because they are the oldest), NONE of these numbers would indicate a retirement independent of government programs like social security and medicare. And starting at Gen X, those numbers look a lot worse...with an insolvent social security and medicare. https://m.primal.net/HvGj.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger I have vaccine reporting fatigue because the news is overwhelmingly in FAVOR of the people who avoided it...yet MSM still will not report and nobody will ever get prosecuted. But this is still a good post that includes plenty of video links as well as "clever while still making you incredibly angry to have lived through it" sub titles for the 10 stages. https://www.dossier.today/p/the-10-stages-of-mrna-denial npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Worthwhile chart pack from @npub1qw6…2v52 https://m.primal.net/HvDa.png https://thebitcoinlayer.substack.com/p/gold-and-treasuries-surge-stocks npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger $20/hr minimum wage ➡️ mass layoffs. And did someone do the numbers on how many votes they bought (higher wages) vs lost (due to embittered laid-off worker). Who would have seen that consequence? https://www.youtube.com/watch?v=rWslOS1bcdk npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Agreed - and although Trump annoys the crap out of me...and did before he EVER got into politics...he did get some worthwhile policy done while in office. I actually voted for him twice - once because I wanted a reset of political policy/direction and second time because I thought he got some things done without the overt corruption. And he will be better prepared for the opposition this time around. Then - I hope we get a little more sanity (and sane non-octogenarians) in the 2028 election. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Although I'd love to believe a change of guard is in play, I do not see that if Biden "wins" another election. In fact, it would give them 4 more years to significantly change our trajectory as a democracy that supports private property and individual sovereignty. Yes, the pressures will probably require a few mid-level scapegoats and maybe a mysterious death or two to protect the NGOs orchestrating this wealth and freedom transfer. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger In answer to the final question - NOBODY will be held accountable! Not as long as we have captured government officials and regulatory agencies. https://www.dossier.today/p/new-studies-pfizers-paxlovid-doesnt npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger ===== See, when we went into Covid lockdown, the stock and bond and even US Treasury markets became dysfunctional for weeks. As you likely well know. The Fed's response included massive money printing, buying US Treasuries, and removing reserve requirements. They also removed US Treasuries from the SLR calculations for a couple of years. Uh oh. The Fed opened the door. And now the Big Bad Bank Camel's head is in the regulatory tent. But what will the Fed do? ===== https://ckarchive.com/b/xmuph6hr0qvowirnppvnqc03owzll npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Wow - I read 4 of them: Earthsea, Narnia, Potter, and Lord of the Rings. Couldn't even begin to rank them because they were transcendent and timeless. I would add two more that I loved: Susan Cooper's The Dark is Rising and Patricia McKillip's Riddle of Stars (also called the Riddlemaster Trilogy). Both are more suited to Young Adult - like the others I read in this list - but still superb. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Some good ones in this week's Friday Funnies by Robert Malone https://m.primal.net/HrfG.png https://m.primal.net/HrfH.png https://m.primal.net/HrfI.png https://rwmalonemd.substack.com/p/friday-funnies-hod-roddin npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Why does @npub1ajl…zx3q wallet force you to create a new wallet versus importing an existing wallet? I didn't want to create a new wallet and have to send all funds from a (BlueWallet )wallet I'm shutting down (and pay transaction fees). Although BlueWallet is nice and easy to use, I think I like the development curve of Aqua better and intend to use it for both on-chain and Lightning from the same wallet (although I have VERY few transactions...I'm stacking, not spending and using ColdCard and Sparrow watch-only for cold storage). FYI - I do still have aspirations to better support a #bitcoin circular economy but want the cheap sats while I can get them. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Gotta love that circular logic...we owe ourselves a constitutional republic with true representation in all THREE branches of government...so crap like this doesn't keep happening. But that wish does not align with human self-interest and greed. Thus another Fourth Turning... npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger "given that 80 to 90% of the public opposes CBDCs, you might think it would be more than 5 senators introducing the bill but then this is Congress where no expectation is too low..." Well said, Peter! Another great reminder of how evil and pervasive CBDCs would be. https://www.youtube.com/watch?v=xG9WGsaS3ZY npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger The Social Security ponzi...and irrational fiscal policy, plandemics and forever wars...are accelerating the demise. https://m.primal.net/HqgS.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger I heard Saifedean on a CarnivoreMD podcast...then Breedlove...then went down the Breedlove/Saylor rabbit hole while reading the Bitcoin Standard. Felt like I jumped straight to the "Bitcoin is going to set everyone free" in about 40 hours of study from the perfect sources, at the perfect time. https://m.primal.net/Hpfe.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Here's the video to go along with that screenshot I took yesterday. - Medicare runs dry in 2031 - Social Security runs dry in 2033 Three paths - Slash number of people who get benefits - Raise payroll taxes - Cutting benefits (the path of least resistance) https://www.youtube.com/watch?v=RSywjiTEe08 npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Agreed - and I was running a lot of consultants. When my company started getting me to promote false promises, and then having to "go to the street to find the talent", I couldn't take it any longer. And so many lies on resumes...even had consultants doing Skype interviews basically mouthing "watermelon, watermelon" while someone off-camera answered the interview questions. I did briefly go back and help run a Business Intelligence practice, but I worked with an established team and was able to be a technical solution provider again, too. But that shutdown during COVID...and I pivoted to teaching/coaching tennis. I absolutely love it! npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Interesting - I chose to semi-retire at 50, so got the numbers working in my favor. And honestly thought my job was killing me (because of my Type-A personality that I struggle with even today). I'm still planning on living to over 100, though! 😉 And teaching tennis - mostly to a bunch of juniors that want to run me all over the court - should keep me young for awhile. https://m.primal.net/Hotg.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Maybe stick to the butter, lard, tallow, ghee, etc? Stay away from all vegetable/canola/sunflower and other seed oils? Because overlay this chart with charts of obesity and chronic diseases, cancers, and cardiac events over the years! https://m.primal.net/HnwT.jpg npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Martha's Vineyard...I love how the red state governors are helping move them along to the very people who are celebrating the immigrants' arrival. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger That "squatter" thing is simply extraordinary. I actually saw it firsthand back in the late 80s, and it SHOCKED me that the tenant...who wasn't paying anything...had more rights than the property owner. And now I hear illegal immigrants are publishing videos showing how to become a squatter? These people need to be prosecuted to the fullest extent of the law! Meanwhile, my kids' generation can't afford to pay for a house while working a legit job...and possibly a gig job, too. https://m.primal.net/HnZB.png https://www.youtube.com/watch?v=wwN1y42F-NE npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Smoked some lamb shoulder for 8 hours today - we loved that herb crust! #biggreenegg #smokercooking https://m.primal.net/HmLq.jpg https://m.primal.net/HmLu.jpg npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Same regarding Strike - one of the ranchers here in Denver uses it. I’ve debated accepting bitcoin payments for my tennis lessons, but I’d like to just send them to a wallet vs having to use a zaprite or BTCPay server. I have time to research stuff, since semi-retired, but still highly weight personal recommendations. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger And have you tried Phoenix and Mutiny to have a comparison (or even Muun). npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger I grew up in an ag community in south Texas...they were feeling things then, but now it is crazy. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Shared via El Gato Malo #meme https://m.primal.net/Hkqp.png npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger You can tell that I like chart analysis… And I appreciate these quarterly podcast on TFTC with Matthew Mezenkis... including the geopolitical commentary. https://podcasts.apple.com/us/podcast/tftc-a-bitcoin-podcast/id1292381204?i=1000646290276 npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger "the last time Americans spent this much of their paycheck on food, the internet did not exist, Terminator 2 was in the theaters, and Madonna was still rocking the pop charts". Americans now spending 11.4% of their income on food. Add in the theft through taxes, and that doesn't leave much money to buy a house, car, save for kids, etc. https://www.youtube.com/watch?v=We9ej2ss4Bo npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Justice, accountability, checks and balances...so over-rated. "Rules for thee, not for me". npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger "The average American household has taken on $103,000 in fresh debt since COVID" - Peter throws out a lot of other big numbers that will blow your mind...like credit card debt now at $1.1 Trillion...which leads to the defaults likely starting with car loans and home equity lines. https://www.youtube.com/watch?v=x1wtQOLddVQ npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Good one from el gato malo ... https://m.primal.net/HdbY.jpg npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Absolutely! Everything tastes better in bacon grease. npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Butter anyone? Or lard, tallow, ghee...I like bacon grease, too. https://m.primal.net/HdNj.jpg npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger I wasn't going to share this one because...Canada. But the numbers are show shocking as to be cartoonish. And Canada may be the worst performing economy...and plenty ahead of us in that "worst performing" category...but what a glimpse into our future. I especially dislike how Peter describes how all of these Canadian government workers are paid more than the productive workers are getting taxed to pay the government workers' salaries. We are not that far behind since our GDP growth is pretty much government workers, social services, etc. https://www.youtube.com/watch?v=DRuUsmQYWTs npub1zleyq5x90ssge0mjf0fquy5dd0n0z3tytqtfddzvgvh0j54e8k2sxypppa bitcoinbadger Annualized inflation 3.7% last month. ...was 2.8 the previous month ...was 1.9 the month before that ...and under 1% back in October things are heating up (core inflation up 4.8%) and they haven't even hit the first rate cut yet. You know that trepidation when you want the inevitable to happen - and see the fiat house of cards fall down even as it benefits you (a #bitcoin holder) greatly - but you don't want the very fabric of society to meltdown into anarchy, chaos, looting, and upside down cars on fire in the street? Yeah, I got that trepidation... https://www.youtube.com/watch?v=n2jKgTwtlGw